I have never really been motivated by money as much as enjoying myself and doing what I love. I’ve taken jobs that pay way less because I knew I would enjoy them more than my current job. And I’m know to spend a lot of money on unique, once in a lifetime experiences and travel. As a result, I haven’t focused much on paying off my student loans outside the necessary monthly payments.
However, as I’m thinking more and more about what I want in life – maybe doing my own business, traveling the world for a year, who knows – it’s become apparent that having those monthly student loan payments is a great obstacle to my dreams. I can move to cheaper apartment, but there is no way to really lower my monthly loan payments. It’s a big fixed monthly cost, and I just hate it. So for next year (and starting now), I’m declaring a war on my loans.
Luckily, I have gained the skills I need to experiment with many money-making opportunities. I’ve already started doing some freelancing, both with development and blogging, and am also doing a few consulting calls.
I’ve been reading the $100 Startup recently, and already have more than a few ideas for opportunities to try out. As a start, I’m currently working on an e-book to help beginners learn to code and get a job, just like I did.
Join me in my money year and let me know if you have any suggestions for ideas to try out. I can’t be more excited about this year!